I'm sure that insurance is an objectively necessary thing, and the biggest problem is tariffs. I don't mind insuring a car which I don't use for certain reasons. Even if it is in the garage, I can't be sure that the garage won't catch fire due to a short circuit, for example. At the same time, I don't want to pay huge money for it. The amount of insurance that looks more like a tax from a rich Scandinavian country doesn't suit me. I'm waiting for more progressive commercial truck coverage to enter the insurance market. Both governments and insurers will be able to profit more from this issue if they can popularize low-priced auto insurance.