October 16, 2021 8:11 AM EDT
Like most young doctors you also most likely work for a hospital, nursing home, or primary healthcare center for a wage. It is also likely that your employer has provided a group, long-term physicians, disability insurance cover for you and bears part of the cost. However, you must remember that a group cover has many limitations in terms of the benefits for a high-income individual like you. After all, doctors have one of the highest incomes among all working professionals with an average earning that is 4 times higher than the US national average.
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