In the world of media production things can go wrong fast. If something bad happens it can mess up months of work. Cause financial problems. This is true whether you are making a commercial or a documentary that you care about. You need to have a way to protect yourself from these kinds of problems. For people who make movies and videos DICE Insurance is the best way to get this protection.
Below we will look at how DICE Insurance works and why it's so important, for people who make content all the time.
The name itself is an acronym that describes the primary types of productions it covers: Documentaries, Industrials, Commercials, and Educational films. While these are the core categories, modern policies often extend to cover music videos, short films, and web series as well.
Unlike a short term policy that covers a single shoot, DICE Insurance is typically an annual policy. This means it provides blanket coverage for all your projects throughout the year, saving you the hassle of reapplying for insurance every time you book a new gig.
Choosing an annual package over individual project policies offers several strategic advantages:
Cost Efficiency: If you produce more than two or three projects a year, an annual policy is almost always more affordable than buying multiple short term plans.
Administrative Ease: You only have to deal with paperwork once. This allows you to generate Certificates of Insurance (COIs) instantly for locations or rental houses.
Continuous Protection: Because the policy is active year round, your equipment and business liability are protected even between active shooting days.
Tailored Risk Management: Policies are built to handle the specific needs of non theatrical media, which often involves different risks than a major Hollywood feature film.
A robust DICE Insurance plan is a bundle of different coverages designed to protect every aspect of your production. Typical inclusions are:
General Liability: This protects you if a third party gets hurt on your set or if you accidentally damage someone else's property while filming.
Equipment Coverage: Whether you own your gear or are using high end rentals, this covers loss, theft, and accidental damage.
Workers Compensation: This is essential for protecting your crew members in case of work related injuries or illnesses.
Errors and Omissions (E&O): This shields you from legal claims related to copyright infringement, defamation, or unauthorized use of titles and characters.
Hired and Non Owned Auto: If your production involves renting vans or having crew members drive their personal cars for work, this provides the necessary liability protection.
This insurance plan is perfect for production companies and freelance producers who have a lot of work. If you often rent equipment or film in places that need permits an annual plan makes sure you are always ready to start filming when a good opportunity comes up. It gives you peace of mind so you can think about your ideas instead of worrying about things that might go wrong. The media industry has risks and you need a partner who knows about film and video production.
When you get DICE Insurance you are not just buying a policy; you are protecting your future as a creator. The team at MFE Insurance can help you with custom solutions and expert advice, in the entertainment industry.They understand the challenges of film and video production. You can trust them to help you.
MFE Insurance has a team that knows the entertainment business. They can provide guidance and solutions that fit your needs.