How to use Apple Pay, and how does Apple Pay work?

    • 7 posts
    July 7, 2023 5:12 AM EDT

    Apple Pay is convenient and easy to use to digital payment app. With just a tap of your iPhone or Apple Watch, you can securely and swiftly complete in-store and online transactions. However, despite its easy to use features many users are confused about how to use Apple Pay? And if you are one of those users, you have come to the right place here you can learn about how to use and set-up an Apple Pay account. So please continue reading to learn more and get answers to all your queries.

     

    How to Set Up Apple Pay?

    Follow the below-mentioned steps to set up an Apple Pay account:

    • Ensure your device supports Apple Pay.
    • Launch the Wallet app on your device and tap the "+" sign to add your credit or debit cards. You can manually enter the card details or use the device's camera to capture the information.
    • Your bank may require additional verification for security purposes. This can be done via an SMS or phone call verification code.
    • Choose a default card for seamless transactions if you have multiple cards in your Apple Wallet. You can change this preference in the Wallet & Apple Pay settings.

     

    How to Use Apple Pay In-Store?

    Using Apple Pay in physical stores is quick and effortless. Here is a step-by-step guide:

    • Ensure the store accepts contactless payments before purchasing. Look for symbols like Apple Pay, NFC, or contactless payment logos.
    • Double-click the side button on your iPhone or the side button of your Apple Watch. This action will bring up your default card.
    • For security, you may need to authenticate the payment using Face ID, Touch ID, or your device's passcode.
    • Place your iPhone or Apple Watch near the contactless reader or NFC terminal. Ensure the devices are within proximity and aligned properly.
    • Once the payment is successful, you will receive a subtle vibration or beep, and a confirmation message will appear on your device's screen.

     

    How to Make Online Payments with Apple Pay?

    Apple Pay also allows you to make secure and hassle-free payments online. Below mentioned are the steps you need to take to use Apple Pay:

    • When shopping on a website or app, select Apple Pay as the payment method during checkout.
    • Depending on your device, you must authenticate the payment using Face ID, Touch ID, or passcode.
    • Verify that you are shipping and billing details are correct. Apple Pay securely shares the necessary information without revealing your actual card details.
    • Complete the purchase once you have confirmed the details. You may receive a notification or email confirming the successful transaction.

     

    How to use Apple Pay in Apps?

    Many apps now offer Apple Pay as a convenient payment option. Here is how you can utilize Apple Pay within apps:

    • Launch the app that supports Apple Pay and proceed to the checkout or payment section.
    • Look for the Apple Pay button or choose Apple Pay as your preferred payment method.
    • Like in-store and online payments, authenticate the transaction using Face ID, Touch ID, or your device's passcode.
    • Review the payment details and complete the purchase once authenticated. The app may provide a confirmation screen or email receipt.

     

    How do I pay with Apple Pay on my iPhone?

    Paying with Apple Pay on your iPhone is incredibly convenient and secure. First, make sure you have set up Apple Pay on your device by going to Settings, then Wallet & Apple Pay. From there, you can add your preferred credit or debit cards by selecting "Add Card." Once you're ready to make a payment, simply head to a supported store or website, and at the checkout, and look for the Apple Pay logo or the Contactless symbol. For in-store purchases, double-click the side button on your iPhone without unlocking it.

     

    Then, hold your phone near the payment terminal until you see "Done" and feel a slight vibration. For online transactions within apps or websites, tap the Apple Pay button and verify your identity using Face ID or Touch ID. Your card details are never shared during the process as Apple uses tokenization - a method that replaces sensitive information with unique identification numbers. So sit back, relax and enjoy this safe and hassle-free way of paying!