5 PCI Threats All Credit Card Merchants Should Avoid

    • 1025 posts
    April 2, 2023 8:43 AM EDT

    Since all merchants who accept credit cards (even if the number of transactions per year is 1), must be in compliance with Payment Card Industry Data Security Standards (PCI-DSS), it's in their best interest to know some of the facts. One thing we know for certain - PCI is not going away. Because a merchant can be fined for not being in compliance, it's far better to be proactive now, than it is to regret it later.

    So let's take a look now at a few of the problems a merchant must be willing to address in order to provide a secure environment for their customer's data.

    5 Key Areas of PCI Threats:

    terminal at point-of-sale (POS)
    SQL injections
    storing of card data
    Next is a brief definition of each area.

    1. Terminals: the vulnerability regarding terminals is when data is transmitted from your location to your acquirers server. However due to today's advanced technology that's something you needn't spend too much time worrying about. Today's manufacturers have their own PCI standards they have to adhere to in production. Most of the terminal issues come from older, non-compliant hardware. For the most part this has been dealt with already either through replacements or upgrades.

    What makes you the most vulnerable with your terminal is the ability of data thieves to either attach or insert a device that can intercept and capture data without you even being aware of it.

    Never let anyone do any work or maintenance on your equipment without verifying with your processor it needs to be done - and only allow someone your processor endorses.

    You also need to remain aware at all times where your terminal is and who has access to it. An Albertson's grocery store actually had pin pads swapped out in several checkout lanes without their knowledge, and thieves were intercepting debit card information from customers.

    If you process online you also need to make sure you're using PCI approved software.

    CAUTION: It's easy to be complacent about, or even annoyed at PCI requirements - but it's critical to take whatever precautions are necessary and be prepared. Being a victim of theft is a lot like accidents. You don't see them coming, and you don't think it'll ever happen to you!

    2. Phishing - Phishing is the never ending process of crooks trying to trick you into revealing sensitive, personal information (e.g., account numbers, social, personal details, etc.) For the business owner they have more than their own personal data to credit card hack software be concerned with. They also have service workers, employees with access to files (on and offline, etc.)

    Sensitive information can be stolen from files, verbally over the phone, by text message, email, voice mail - you name it! Especially be on guard when you receive an email asking for sensitive information - even when it appears to be from someone you know and trust. I've gotten spam that appeared to be from a friend until I opened it and read it.

    When I told my friend about it he said somehow his computer had been hacked into and the hacker got the email address of everyone in my friends contact list and sent them the messages. What a racket.

    3. Skimming - Skimmers use a small device, approximately the size of a credit card, that can be placed in an ATM slot and capture and store credit and debit card information. They also use hidden cameras to record cardholders PIN numbers. With all their ingenuity why can't they go get a real job? I guess it's not as exciting.

    So, if you have an ATM machine on the premises, and you have a high traffic location (actually even if you don't), it's never a bad idea to keep an eye on it and look for anything that seems added or out of the ordinary.

    4. SQL Injections - SQL means "structured query language", and it's a concern for businesses that store information in databases. Basically SQL is a computer programming code which can be written into a webform (e.g. in login pages) enabling the programmer to hack into any system and steal data.

    The bottom line is you can't take anything for granted. This could very well be the method that was used on my friends contact list. Again, only use PCI compliant software, and don't store anything you don't have to. Which is a the perfect lead-in to my final point (for this article anyway).

    5. Storing Card Data Or Customer Information - It's hard not to keep information somewhere, in some file. Business owners especially have reams of information to protect. This includes invoices in storage, HR employee files (even applications for employment have sensitive data a thief would love to get his hands on), and various forms of customer information which is almost impossible not to keep somewhere. And again, that means on and/or offline. This is all in addition to cardholder information. Yet to the thief - it's valuable information to have when counterfeiting cards or having new ones sent to them in the mail.

    • 1025 posts
    April 4, 2023 7:18 AM EDT

    Excellent article. Very interesting to read. I really love to read such a nice article. Thanks! keep rocking. บาคาร่า ออนไลน์

    • 1673 posts
    April 20, 2023 5:02 AM EDT

    That is just the info I'm finding everywhere. Thanks for the blog, I just subscribe your blog. This is a nice blog.. cooking

    • 6840 posts
    April 20, 2023 9:01 PM EDT
    • 1673 posts
    April 25, 2023 7:38 AM EDT

    Moving can be overwhelming, but with Moving Beograd Stošić by your side, you can rest assured that your move will be a stress-free experience. Our team will handle all the logistics, including planning, packing, transportation, and unpacking, allowing you to focus on other important aspects of your move. We will work closely with you to understand your needs and provide personalized solutions, ensuring a smooth and efficient moving process. selidbe stanova

    • 1025 posts
    April 26, 2023 8:28 AM EDT

    Great survey, I'm sure you're getting a great response. Daman App Download

    • 1673 posts
    April 27, 2023 6:20 AM EDT

    When playing live casino slots, it's important to choose a reputable online casino with a reliable live casino platform. Check for licenses, reviews, and ratings to ensure that you're playing in a safe and fair environment. Also, be mindful of the betting limits and rules of the live casino, as they may vary from traditional slots. Take advantage of the live chat feature to interact with the dealers and fellow players, and always play responsibly within your budget. 슬롯머신사이트

    • 107 posts
    May 2, 2023 8:03 AM EDT

    This is highly informatics, crisp and clear. I think that everything has been described in systematic manner so that reader could get maximum information and learn many things. Spoo-Design

    • 1025 posts
    May 4, 2023 3:31 AM EDT

    This really is this type of great resource that you are providing and you give it away for free. I love seeing blog that understand the worthiness of providing a quality resource for free. Senior private fitness near me

    • 1673 posts
    May 4, 2023 9:29 AM EDT

    Excellent article. Very interesting to read. I really love to read such a nice article. Thanks! keep rocking. บาคาร่าออนไลน์ 911

    • 107 posts
    May 7, 2023 8:09 AM EDT

    Positive site, where did u come up with the information on this posting? I'm pleased I discovered it though, ill be checking back soon to find out what additional posts you include. smm panel agen

    • 107 posts
    May 7, 2023 8:45 AM EDT

    A very excellent blog post. I am thankful for your blog post. I have found a lot of approaches after visiting your post. เว็บตรง-100

    • 107 posts
    May 7, 2023 9:22 AM EDT

    i never know the use of adobe shadow until i saw this post. thank you for this! this is very helpful. Faire du un bénévolat à Matagami

    • 107 posts
    May 7, 2023 9:46 AM EDT

    I am impressed. I don't think Ive met anyone who knows as much about this subject as you do. You are truly well informed and very intelligent. You wrote something that people could understand and made the subject intriguing for everyone. Really, great blog you have got here. um curso em milagres

    • 107 posts
    May 9, 2023 3:59 AM EDT

    Welcome to PTE Certificates, we provide all types of legal Certificates be it a Registered NCLEX Certificates, Valid PTE certificates, Diplomatic NEBOSH certificates, Original OET certificates, Real USMLE certificates, Valid IELTS certificates, Registered TOEFL certificates and more. Buy PTE Certificates Online. Buy NCLEX - RN certificate online

    • 107 posts
    May 9, 2023 4:37 AM EDT

    Thanks for every other informative site. The place else may just I get that kind of information written in such an ideal means? I have a venture that I’m just now operating on, and I have been on the look out for such information. เว็บพนันอันดับ1

    • 1673 posts
    May 10, 2023 2:43 PM EDT

    Wow, excellent post. I'd like to draft like this too - taking time and real hard work to make a great article. This post has encouraged me to write some posts that I am going to write soon. ufabetเว็บแทงบอลดีสุด

    • 107 posts
    May 15, 2023 10:43 AM EDT

    It is a great website.. The Design looks very good.. Keep working like that!. Agb99

    • 107 posts
    May 17, 2023 6:35 AM EDT

    Wow, What a Excellent post. I really found this to much informatics. It is what i was searching for.I would like to suggest you that please keep sharing such type of info.Thanks top up game online murah

    • 107 posts
    May 18, 2023 4:31 AM EDT

    Thanks, that was a really cool read! sjhmalu.com

    • 107 posts
    May 22, 2023 8:07 AM EDT

    This is such a great resource that you are providing and you give it away for free. I love seeing blog that understand the value of providing a quality resource for free. instagram pva accounts

    • 107 posts
    May 23, 2023 9:01 AM EDT

    This is a smart blog. I mean it. You have so much knowledge about this issue, and so much passion. You also know how to make people rally behind it, obviously from the responses. щракнете върху следната уеб страница

    • 107 posts
    May 23, 2023 9:40 AM EDT

    Thanks for a wonderful share. Your article has proved your hard work and experience you have got in this field. Brilliant .i love it reading. 5meodmt

    • 1673 posts
    May 24, 2023 8:49 AM EDT

    Wow, this is really interesting reading. I am glad I found this and got to read it. Great job on this content. I like it. допълнителна информация

    • 107 posts
    May 24, 2023 9:32 AM EDT

    Very nice article, I enjoyed reading your post, very nice share, I want to twit this to my followers. Thanks!. Limpieza post mortem

    This post was edited by Peg Legge umair at May 24, 2023 9:32 AM EDT