Mini-Baccarat is a game that was designed for the average casino player. Optional side bets, however, were introduced in order to increase the edge of the house. Let me explain the rules of the game before I go into detail.
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This table game has the same objective as the original Baccarat, where the player must get as close as possible to nine. Aces are worth one, 2's to 9's are equal to face value and 10s through Kings are zero. The dealer deals only two hands per shoe of 6 or 8 cards, regardless of the number players. Before the deal, the players must make a bet either on the Bank hand or the player hand 에볼루션 바카라.
The total of a hand cannot be more than nine. If the total of the two cards is greater than nine, then the first digit (number 1) will be dropped. The second digit is the total. Some examples include:
7, 8 = 15 (drop 1) total = 54, 3 = 7 (two cards, face value) 10, 6 = 6 (10 is zero, 6 is face value) K, 9 = 9. (King equals zero and 9 is referred to as a natural).
Baccarat is a game that requires no special skills from the player. The player only needs to decide on where to bet one time before the deal. The dealer looks at both hands, and decides whether a final third card should be dealt for either. This is determined by a set of fixed rules.
If you win, a bet on the Player's Hand returns even money. If you win, a bet on the banker's hand will return even money less 5% house commission. If you win a tie bet, it returns 8 to 1, otherwise the bet is a push. According to the game rules, the Bank has the advantage in drawing. This is why the Bank gets a 5% commission.
Players
The Banker will always have a natural 8, 9 or 10. Otherwise, the player position draws on 0, 1, 2, 3, 4, 5, unless it is a 0, 1 and a 2,3,4,5. The Banker always has a natural 8 or 9. The game ends when a player gets a natural 8 and 9.
Banker
The Banker always draws on 0, 1, 2, unless the player is holding a natural 8 and 9.
The Banker will always stand on 7, 8 and 9. The game ends when a Banker gets a natural 8 and 9.
Baccarat Side Bets
Mini Baccarat has a variety of side bets that can be placed. Like any other side wager, they all increase the house edge. The large winning payouts are what attracts players to these games. Here are a few of the most popular:
Dragon Bonus
Bettors can bet on either the Banker or Player side, that the hand is going to win with a natural score or 4 points or more. This bet has to be placed before the deal. The payout is higher the more the winning hand has.
Win by: Payout
9 – 30/1 8 – 10/1 7 – 6/1 6 – 4/1 5 – 2/1 4 – 1/1 Natural – 1/1
This bet has a house edge of 2.7%.
If you choose to bet on Bank, the payouts will remain the same. However, the house edge increases from 7% to 9.7%.
4-5-6
This is an side bet that the combined total of cards for the Banker and Player hand will be 4, 5 or 6.
4 – 1.5/1 – 5.3% 5 – 2/1 – 8.9% 6 – 2/1 – 4.7%
3 Card Six
This bet is for a 3 card six that wins. The wager will pay 100/1 if both the player and the banker hold a three card six. If there is just one three-card six, then the bet wins 8/1. The house edge is an incredible 13.4%!
Royal Match
Royal Match is a bet that either the banker or player hand will contain a king or queen on the two first cards. This is not to be confused with a similar option found in Blackjack. The bet pays out 75/1 for matching king and queen in a suit, and 30/1 if the royals are not suited. The house edge is estimated at around 2.1%.
Dragon 7
Dragon 7 is a side bet that is available in EZ Baccarat. The game is played exactly the same as Mini-Baccarat, except for one thing: a winning bank hand that has a total of three cards of seven is pushed instead of being paid even money. The winning payout for this outcome is 40/1. The house edge is approximately 7.6%.
Panda 8
Sometimes, the Panda 8 side wager is found in EZ Baccarat. This wager pays out 25/1 when a player's hand contains a total of 8 on three cards. The house edge is 10.2%.
Tie Bet
Tie Bets are not side bets, but part of all Baccarat games. Due to its 14% house edge, this bet should always be avoided.
When you choose the Bank bet, the house edge is a mere 1.06%.